If you were seriously injured in a motor vehicle accident caused by an uninsured driver, you can probably expect massive medical bills. You may also be unable to work due to your injuries, making these expenses challenging to address.
Since you cannot file an insurance claim if the other driver has no coverage, you may feel overwhelmed and unsure of what steps to take next. Fortunately, there are legal pathways to consider that can help you pursue your due compensation.
Your uninsured motorist coverage
If you carry uninsured motorist (UM) coverage, you can file a claim with your own insurance company. UM coverage is designed to protect you when the at-fault driver does not have insurance. It can provide compensation for medical expenses, lost income and other damages.
A personal injury lawsuit
In Georgia, you can sue the at-fault driver if they lack insurance. A successful lawsuit can yield various damages, including compensation for medical bills, lost earnings and emotional pain and suffering. Unfortunately, recovering funds might be challenging if they lack financial resources.
Other possible options
In some cases, there are other parties that may hold partial liability for accident injuries. Examples include a defective vehicle or auto part manufacturer or an additional negligent driver. Exploring these and other possibilities can uncover additional avenues for financial recovery.
Dealing with legal and insurance complexities after a serious vehicle accident is never easy, especially when an uninsured motorist is involved. However, with accurate knowledge of Georgia injury laws and legal guidance you can still pursue the accident injury compensation you deserve. Our car accident attorneys know the law from both the victim and the defense side, allowing us to create strategies that work for your case.