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Know your rights: 5 myths about Georgia car accident claims

On Behalf of | Mar 17, 2024 | Car Accidents

Georgia’s high accident rates translate to frequent insurance claims. However, many misconceptions surround the claims process, potentially leading to unfair settlements.

Here, we debunk some common myths to help empower you with knowledge.

Myth #1: Insurance claims only address property loss

Contrary to common belief, insurance policies address more than damaged property. They compensate victims for accident-related injury costs as well so they can get the medical care they need.

Myth #2: Sharing fault cancels out compensation

Comparative negligence laws differ by state. In Georgia, you can file an accident claim if you are less than 50% at fault for the crash. Understanding these nuances can help maximize your recovery and prevent mistakes to harm your compensation.

Myth #3: You are required to file the same day

Another misconception is you must file your claim on the day of the crash, but no state makes injured victims file immediately. Take time to understand your injuries and get medical evidence to help ensure that your claim reflects all your damages, including physical harm.

Myth #4: You are out of luck if you reject an offer

Insurance companies are known to present unfairly low settlement offers. Fortunately, you do not have to accept anything less than you deserve. Do not be afraid to reject lowball offers. You have the right to demand fair injury compensation.

Myth #5: You can’t get pain and suffering damages

In most states, including Georgia, victims may pursue non-economic damages, also called “pain and suffering.” These compensate victims for long-term suffering and the psychological toll a vehicle accident can take.

Knowledge is power. With experienced legal guidance, you can better know the truth about Georgia accident claims and protect your due compensation.